Open Today! 8:30 AM - 7:00 PM
801 Columbus Pkwy, Opelika, AL 36801
Internet Sales: (334) 744-1021 | Service/Parts: (334) 749-8113
Receptionist: (334) 749-8113

VIP Concierge

Fresh Start Program

A FRESH START

AUTOMOTIVE FINANCIAL OF AMERICA (ORLANDO, FL)

TYPE OF CUSTOMERS:

  • 400 TO LOW 500 CREDIT SCORE
  • LOW INCOME ($1500 PER MONTH) LIKE RETAIL WORKERS
  • ANY BLEMISHES ON CREDIT (NO MORE THAN 2 REPOS, BANKRUPTCY)
  • MUST LIVE LOCAL (3 YEARS)
  • NEW AT JOB??= AT LEAST 3 MONTHS
  • THEY ALSO WORK WITH 1099 EMPLOYEES (SELF EMPLOYED)
  • POSSIBLY CAN GET YOUNG BUYERS BOUGHT (25 YEARS OR YOUNGER WITH POSS. CO BUYER AND $2000-$2500 DOWN
  • NO DELIVERY VEHICLES OR UBER DRIVERS
  • WILL WORK WITH BUYERS WHO WANTS TO PUT VEHICLE IN THEIRS AND THEIR BUSINESS’S NAME
  •  

    VEHICLE PREFERENCES

  • THEY WILL DO $10,000 OR LESS CARS
  • 11 YEARS OLD OR NEWER
  • NO FOREIGN CARS LIKE BMW (EXPENSIVE TO REPAIR)
  • CAR= 120,000 MILES OR LESS (MAYBE 130,000)
  • TRUCK= 140,000 MILES TO 150,000
  • THEY WILL DO 150% OF NADA

  • Finance

  • CAN WORK WITH BIWEEKLY PAYMENTS TIMED WITH CUSTOMERS PAY PERIODS (WHEN THEY GET PAYCHECKS)
  • 36-39 MONTHS (CAN GO UP TO 42 MONTHS)
  • REQUIRES $1500 DOWN
  • BIGGER DOWN PAYMENT= LONGER TERM
  • 30 DAYS UNTIL 1ST PAYMENT
  • THEIR GAP PENETRATION IS AT 90% (NO MORE THAN $895 ON GAP)
  • WE CAN SELL WARRANTY BUT MUST BE AFFORDABLE TO CUSTOMER

  •  

    STIPULATIONS

  • PROOF OF INCOME (P.O.I) 100% OF THE TIME
  • PROOF OF RESIDENCY (P.O.R) 100% OF THE TIME
  • FIVE REFERENCES
  • FULL COVERAGE INSURANCE ($1000 DEDUCTIBLE WITH GAP)
  • WELCOME CALL (POSSIBLY A PHONE INTERVIEW IN STORE)
  • THEY DO BACKGROUND CHECKS (CRIMINAL RECORD AND DRIVING RECORD)
  • THEY WILL POSSIBLY REQUIRE GPS INSTALLATION
  • $199 IN BACK SCREEN OF UCS
  • DISCLOSED TO CUSTOMER
  • CUSTOMER WILL SIGN FORM IN BACK OFFICE

  • Dealer Information
    Opelika CDJR Ford 801 Columbus Pkwy Opelika, AL 36801 Get Directions
    Sunday:
    CLOSED
    Monday:
    8:30 AM - 7:00 PM
    Tuesday:
    8:30 AM - 7:00 PM
    Wednesday:
    8:30 AM - 7:00 PM
    Thursday:
    8:30 AM - 7:00 PM
    Friday:
    8:30 AM - 7:00 PM
    Saturday:
    8:30 AM - 6:00 PM
    Sunday:
    CLOSED
    Monday:
    7:00 AM - 5:00 PM
    Tuesday:
    7:00 AM - 5:00 PM
    Wednesday:
    7:00 AM - 5:00 PM
    Thursday:
    7:00 AM - 5:00 PM
    Friday:
    7:00 AM - 5:00 PM
    Saturday:
    7:00 AM - 3:00 PM
    Sunday:
    CLOSED
    Monday:
    7:00 AM - 5:00 PM
    Tuesday:
    7:00 AM - 5:00 PM
    Wednesday:
    7:00 AM - 5:00 PM
    Thursday:
    7:00 AM - 5:00 PM
    Friday:
    7:00 AM - 5:00 PM
    Saturday:
    7:00 AM - 3:00 PM
    Phone:
    Sunday:
    CLOSED
    Monday:
    CLOSED
    Tuesday:
    CLOSED
    Wednesday:
    CLOSED
    Thursday:
    CLOSED
    Friday:
    CLOSED
    Saturday:
    CLOSED
     

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